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Wind Certification Inspections is a valuable inspection that can lower your
insurance premiums annually. The discounts are justified because stronger,
more wind resistive structures have lower windstorm losses, which mean reduced
costs to insurance companies.
Contact Us today to find out what level of discount is available for
certain construction features, such as:
- Hurricane protection on all windows and exterior doors, such as shutters
or impact resistance windows and garage doors
- A hip roof (sloped on all sides like a pyramid)
- Roof to wall connections that are installed with hurricane clips/straps
- Florida Building Code-approved roof covering
We have developed a questionnaire for
our customers to assist in making a decision regarding your need for an
Insurance Discount (Wind Mitigation) Inspection.
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Was your home permitted/built after October 2002?
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Do you have shutters on all opening in your
house?
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Is the garage door wind rated?
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Are the exterior doors wind rated?
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If you have skylights, are they wind rated?
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Have you submitted paperwork to your insurance
company documenting the features of your home that contribute to windstorm
protection including roof shape, roof to wall connections, protection for
all windows and garage doors?
If you have answered YES to the above
questions an inspection may not be required. You may want to contact your
insurance company to determine what specific features their rates are based
upon. If no paperwork has been submitted to your insurance company, you
will need to contact them and request any specific forms that may be required to
qualify for Wind Mitigation discounts.
Florida law requires insurance
companies to offer premium reductions for certain windstorm protection features.
This discount applies to the windstorm portion of the premium only and varies
from company to company. Documentations from the manufacturers and/or
contractors are required by some insurance companies. Our inspection will
document the areas that the insurance industry uses to verify specific features
entitling homeowners to the lowest available insurance rates. Our
inspectors are all State of Florida Certified Wind Entity Inspectors.
Click here to learn what you can do to help your home better withstand
hurricane-force winds.
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